One of the Republicans’ favorite bashing points regarding the Democratic health care reform package is that it does too little too late. Well, Rep. John B. Larson (CT-1), chairman of the House Democratic Caucus, has the antidote for that particular lie in his HuffPo post, “The Top Ten Immediate Benefits You’ll Get When Health Care Reform Passes.” Larson keeps it short and sweet, so HCR supporters can have a one-pager they can tap to win over fence-sitters:
* Prohibit pre-existing condition exclusions for children in all new plans;
* Provide immediate access to insurance for uninsured Americans who are uninsured because of a pre-existing condition through a temporary high-risk pool;
* Prohibit dropping people from coverage when they get sick in all individual plans;
* Lower seniors prescription drug prices by beginning to close the donut hole;
* Offer tax credits to small businesses to purchase coverage;
* Eliminate lifetime limits and restrictive annual limits on benefits in all plans;
* Require plans to cover an enrollee’s dependent children until age 26;
* Require new plans to cover preventive services and immunizations without cost-sharing;
* Ensure consumers have access to an effective internal and external appeals process to appeal new insurance plan decisions;
* Require premium rebates to enrolees from insurers with high administrative expenditures and require public disclosure of the percent of premiums applied to overhead costs.
The immediate benefits Larson cites are so good, so light-years ahead of where we are now. that memorizing just five of them and sharing the information with uncommitted voters should impress many of them enough to win their support. Emphasizing them to uncommitted House members can’t hurt either.